Senior financial leadership without the full-time cost.
A Fractional CFO or Finance Director gives your business the strategic financial leadership it needs, delivered on a flexible, part-time basis. The same expertise, the same commercial insight, the same board-level presence, at a fraction of the cost of a full-time hire.
What a fractional CFO actually does for your business
A Fractional CFO gives you access to senior financial leadership when you need it, delivering strategic insight, clear reporting and confident decision-making without the full-time cost. For small and growing businesses, they oversee cash flow, forecasting, budgets and financial planning, helping owners make informed decisions and prepare for growth.
A Fractional Finance Director is an experienced financial leader who works with your business on a part-time or flexible basis. They deliver the same strategic oversight, financial planning, and leadership as a full-time Finance Director, but at a fraction of the cost.
The difference between a fractional CFO and a bookkeeper or management accountant is the strategic lens. A fractional CFO does not just report the numbers, they shape the decisions. They sit alongside the CEO, challenge the business plan, and ensure that every financial decision supports the strategy.
The scope of a fractional finance leader
Strategic Financial Oversight
Board-level financial leadership, working alongside the CEO to shape strategy, challenge assumptions, and ensure the financial plan supports the business plan. Not just reporting the past, but shaping the future.
Cash Flow Management and Forecasting
Cash is the lifeblood of any business. We build rolling cash flow forecasts, identify working capital improvements, manage creditor relationships, and ensure you always know your cash position and runway.
Budgeting and Financial Planning
Annual budgets, quarterly reforecasts, scenario planning, and the financial models that support strategic decisions. We build the planning infrastructure that gives you confidence in the numbers.
Management Reporting and KPIs
Monthly management accounts, board packs, KPI dashboards, and the clear, concise reporting that helps you and your board understand performance and make decisions with confidence.
Fundraising and Investor Relations
Preparing for investment, managing due diligence, building the data room, and presenting to investors. We help you tell the financial story that secures funding on the right terms.
M&A and Transaction Support
Acquisition modelling, financial due diligence, post-merger integration, and exit preparation. The financial leadership that makes transactions work, not just happen.
Is your business ready for a fractional CFO?
You are growing fast
Revenue is scaling, headcount is increasing, and the financial complexity is outpacing your current finance capability. You need strategic oversight, not just bookkeeping.
You are raising or selling
Investors and acquirers expect rigorous financial reporting, robust forecasts, and a credible finance leader. A fractional CFO gives you that credibility without a full-time hire.
You lack financial clarity
You cannot confidently answer questions about margin, cash runway, or profitability by product, customer or division. You need the reporting and insight to run the business properly.
Your finance function needs leadership
You have a bookkeeper or management accountant, but no one providing strategic direction, challenging the numbers, or representing finance at board level. A fractional CFO bridges that gap.
Fractional CFO questions answered
What is a fractional CFO?
A Fractional CFO gives you access to senior financial leadership when you need it, delivering strategic insight, clear reporting and confident decision-making without the full-time cost of a permanent hire.
How much does a fractional CFO cost?
Typically a fraction of the cost of a full-time CFO. Engagements are flexible, from 1-3 days per week depending on your needs, with monthly retainer or day-rate structures. Contact us for a tailored quote.
How is a fractional CFO different from a bookkeeper?
A bookkeeper records transactions. A fractional CFO provides strategic financial leadership: cash flow management, forecasting, board reporting, investor relations, and the commercial insight that shapes business decisions.
How quickly can a fractional CFO start?
Typically within 1-2 weeks of initial engagement. We begin with a discovery session to understand your business, then move quickly into the areas of greatest need, whether that is cash flow, reporting, or strategic planning.
Financial clarity starts with a conversation.
Book a free 30-minute discovery call to explore how fractional financial leadership can work for your business.
Book a Discovery Call